Universal accounts are no-frills current accounts aimed
at those people with no credit history or those that have
previously been unbanked.
All universal accounts have standing order and/or direct
debit facilities to allow for the payment of utility bills
and all provide a cash card for easy access to funds. They
do not offer an overdraft facility and the majority do not
provide a cheque book.
Universal accounts are offered to almost everybody over
the age of 18, with account access through a wide variety
of sources including branch, internet and the post office.
Use the button below to go to the current account finder
quote form and find the universal current account with the
best rate of interest:

Other links in the upper right hand navigation panel will
allow you to find out more about the companies that are working
together to provide this website, as well as a page that offers
links to other sites and businesses that can offer you an
account, should you be unable to find anything here. Use the
lower navigation panel to access other sites in this network.